Comments on: Why Bank of America Sucks

By: Alison

Alison — Wed, 21 Oct 2009 12:44:51 +0000

That address for Jim Dean is wrong It did not print right,

“Jim Dean, Democracy for America” IN MEMO

info@democracyforamerica.com

you should send it to this one as well, the more the merrier.

media@democracyforamerica.com

SCREW THE DAMM BANKS

By: Alison

Alison — Wed, 21 Oct 2009 12:41:00 +0000

Well I remembered what I was reading before I went to find an email address, I am sure this article about B of A is any better than wellsfargo. I just wanted to give this address so that these complaints can possibly be addressed

“Jim Dean, Democracy for America”

or try this one,
media@democracyforamerica.com

Last I heard they are not hppy with the banks and wanted investigations. i too would be looking for another bank. I suggest that you copy every word you write about these bastards at the banks and send it to the EVERY SINGLE DAY. I would also send it ot my congressman EVERY SINGLE DAY. MAYBE WE WILL GET SOME JUSTICE.

By: Why Banks Aren’t Foreclosing on Schedule » The Successful Landlord Blog

Sun, 18 Oct 2009 18:34:24 +0000

[...] you, it could take the better part of a year for the process to come to a close. In the past I have made posts detailing some of the completely unprofessional behavior exhibited by the banks during the [...]

By: Amie S

Amie S — Wed, 02 Sep 2009 22:59:42 +0000

Guess what BOA scumbuckets are doing now in regards to short sale properties? I have a short sale listing under contract. BOA held the first and second. Half way thru the short sale approval process BOA charges off the second trust and collects over $100K in insurance money (this was a month after the appraisal they ordered came in about $100K under what is owed on the first trust). Now we are in a situation where BOA and the new second are squabbling over $6000. BOA refuses to give it and the second refuses to give it up.

Does this sound right to you? Jerks.

By: George C. Torres

George C. Torres — Sun, 23 Aug 2009 13:03:11 +0000

Does this sound corrupt?
- Bank of America is an REO of VA properties.
- Buyers get pre-approved from many different mortgage writers before looking at homes to purchase.
- Buyer decides on a home. The property is a VA/BofA foreclosed home.
- Listing agent’s instructions to buyer’s agent: “Offers need to be submitted with a pre-approval from BofA retail branch.”
- During the BofA interview with already pre-approved customers from other mortgage writers BofA undercuts the buyer’s first mortgage writer by a point on the rate & APR with the caveat: “rates subject to change”.

Is there something here that should be brought to a congressman’s attention ragarding VA foreclosed homes? Can BofA mandate that offers need to have a BofA pre-approval before being submitted?
Also, why does it take so long (week to 10 days) for an offer to get rejected or approved for sale when submitting for a VA foreclosed home?

By: Connie

Connie — Wed, 24 Jun 2009 01:14:20 +0000

I’ve been having detrimental problems with BofA as well… Okay…two weeks ago I went to the bank and with a teller…NOT an Atm…made a payment on my bofa credit card for $100. I had $160 in the checking account…so I thought everything was fine and dandy. Well after that I stopped and got some food which was about $5 bucks then I went and got some gas, which was $20 bucks and then I stopped at two other places spending only 3 dollars at each place. Well two days passed and I got a phone call from bofa saying that I didn’t make my payment on my credit card and that it was due. Confused…I go online and check my checking status/ credit card status. Well… It showed that I still had the $100 dollars in my checking account and that no payment was made…so I just assumed that the teller had somehow made a mistake and didn’t transfer the money over. Well… In order to get the payment out of the way I made an online transfer and then it showed that everything was fine. Until 4 days later…I check my account again and low and behold i have a negative $240 dollars in my account. The original transaction went through and so did the more recent one plus I had for overdrafts for the purchases I had made almost a week before I got the overdrafts? Pissed…I called bofa and after waiting 20 min. they said that they would credit me back for one of my payments…but that they couldn’t do anything about the fees…not even one. Because it was my fault.. so I tried to reason with them that it was THEM who told me that I hadn’t made the payment…but of course they stood they’re ground. So Unsatisfied I went to the bank myself and tried to speak with some one face to face…and yet I was told the same thing…they couldn’t do anything about the fees. Now it doesnt end just yet… I check my account online just now…and guess what??? THEY ONLY CREDITED ME BACK $50 dollars of the $100 they were supposed to give me back from the payment…plus they gave me an EXTRA $35 fee for me having a negative amount in my checking account for 4 fucking days. FUCK BANK OF AMERICA.

By: dudedoc

dudedoc — Tue, 23 Jun 2009 01:24:20 +0000

Another story about how Bank of America Sucks.

I don’t call BofA often, because I really don’t need to. However, i can’t but notice how pathetic their customer service is. First I spend >5minutes on hold before I get a rude representative. My call this time around was for unintentional overdraft charges. I never, ever run into overdrafts. I don’t quite know what happened, but I ended up with 6 charges totaling $210. Needless to say the transactions themselves were but a small fraction compared to the charges.
I get a representative who offers me $86 write-off. I plead for additional mercy, then decide to talk with her supervisor. I wait over 10 minutes before the guy picks up. He then proceeds to tell me, in the rudest and most demeaning tone imaginable, that he can only offer me a $51 write-off and that the prior offer is withdrawn. Have you heard of a customer service representative withdrawing a ‘courtesy offer’ after the customer waisted a good 25 minutes just getting to speak with him? Perhaps, it should teach me a lesson that these banks are ruthless loan sharks.
I have banked with BofA for over 9years, with an impeccable record… Bank of America really does sucks. I am not the only one with a extensive record that BofA has mistreated. http://www.bankofamericasucks.com.
BofA carries its begging hat to the government for a bailout only to turn around and be ruthless and inconsiderate to even long term customers who are suffering from the irresponsible actions BofA and like entities.
Please spread the word until BofA gets the message. I will be leaving the bank at my earliest convenience.