Why We Are Expected To Be Irresponsible and Stupid
Ok folks, here’s a nice Friday story. New tradition maybe? This post is kind of a follow-up to one of my posts called Why We Are Expected To Be Lazy.
So, I’m on hold the other day and the hold music is a local West Palm Beach, FL radio station. This cheesy “credit repair” commercial comes on saying how we can fix your credit, blah blah blah.
At the end of the commercial, the announcer says, “We take care of unlucky people.”
What?!
U-N-L-U-C-K-Y?
WTF!?
Ok, so before you get all up-in-arms about that statement, I understand that shit happens and people have unforeseen circumstances occur in their lives. There are medical emergencies (in this country? no!), divorce, natural disasters (Katrina?), job loss, The Bush Administration (ok I made that last one up,) etc.
I think that most of these situation CAN be recoverable situations provided that the proper steps are taken. You know, keep a cash reserve, purchase insurance, etc?
The amazing thing is that this credit repair company will get a GREAT response to their commercial and people will call up and say, “I’m just unlucky, please help me.” To which the company will reply, “Sure, just make the money order out to…”
COME ON people! Most of us get “taken care of” until we’re 18 by our parents, for some of us the “care” stops even earlier. Are people just flat-out lazy? Plain stupid maybe?
I know fiscal discipline in America is not one of society’s strong points but you just KNOW that when commercials like that start appearing, the number of fiscally undisciplined people is large.
Now I don’t like my liquid assets sitting there being eaten away by inflation as much as the next guy but I think that in these times it’s necessary to have ready cash just in case.
